Privacy Policy & Terms.

Who We Are

Accountability Challenge Co. operates SMAC (Social Media Accountability & Consistency), WAC, and AAC — 90-day accountability programs for solopreneurs. These programs are owned and operated by Nate Templeton, a sole proprietor based in Maryland, United States.

SMAC is accessible at www.joinsmac.com. For any privacy or terms-related questions, contact us at info@joinsmac.com.

What We Collect

We collect only the information necessary to run our programs and communicate with participants:

• Payment information — name, email address, and billing details collected by Stripe at registration. We do not store your credit card number directly; Stripe handles all payment processing securely.
• Instagram handle — collected as part of onboarding so we can verify your posts.
• Phone number — collected only if you choose to opt into SMS deadline reminders inside your member dashboard. This is entirely optional.
• Profile information — name, business name, and profile photo stored in your member account.
• Submission data — post URLs, screenshots, and engagement stats you submit through the platform as part of program participation.
• Communications — if you email or message us, we retain that correspondence to respond to your inquiry.

How We Use It

Your information is used exclusively to:

• Process your registration and payment
• Operate and maintain your member account
• Communicate program updates, requirements, and prize announcements
• Verify your social media posts as part of the accountability process
• Send SMS deadline reminders if you have opted in
• Power AI-assisted features (caption generation, action planning, hook generation, content analysis) using your submitted inputs
• Respond to questions or support requests
• Notify waitlist members when a new round opens

We do not use your data for advertising, profiling, or any purpose beyond operating our programs.

Who We Share It With

We do not sell, rent, or trade your personal information. We share data only with the third-party services required to operate our platforms:

• Stripe — payment processing. stripe.com/privacy
• Google Firebase — member authentication, database storage, and cloud functions. firebase.google.com/support/privacy
• Twilio — SMS delivery for opted-in members only. twilio.com/legal/privacy
• Anthropic — AI-powered Pro features process your submitted inputs (post topics, captions, niche) through Anthropic's API. Inputs are not stored by Anthropic beyond the duration of the request. anthropic.com/privacy
• Cloudflare — API proxy service. cloudflare.com/privacypolicy
• Google Forms / Formspree — waitlist and interest forms.

Beyond these services, your data is not shared with any other party.

SMS Communications

If you opt into SMS deadline reminders through your member dashboard, the following terms apply:

• You will receive up to 2 SMS messages per week during your active 90-day program round.
• Messages are sent by Accountability Challenge Co. via Twilio from the number +1 (667) 206-6488.
• Message and data rates may apply depending on your mobile carrier plan.
• Reply STOP at any time to unsubscribe from SMS messages.
• Reply HELP for assistance.
• Consent to receive SMS is not required to participate in any of our programs.
• Your phone number is never shared with third parties for marketing purposes.

Data Retention

We retain your information for as long as necessary to fulfill the purposes described above. Member account data is retained for the duration of your active participation and for a reasonable period afterward for record-keeping. Waitlist emails are deleted once a round closes enrollment.

If you opted into SMS and later unsubscribe, your phone number is retained in our system marked as opted out per carrier compliance requirements, but no further messages will be sent.

You may request full deletion of your data at any time by emailing info@joinsmac.com.

Your Rights

You have the right to:

• Request access to the personal data we hold about you
• Request correction of inaccurate information
• Request deletion of your data
• Opt out of SMS communications at any time by replying STOP
• Opt out of any other future communications at any time

To exercise any of these rights, email info@joinsmac.com. We will respond within 30 days.

Cookies & Tracking

We use only essential browser storage and cookies — the kind required for the site to function. Our website and member platform use localStorage, sessionStorage, and first-party cookies to maintain your login session, cache dashboard data on your device, and remember preferences such as when you dismiss our registration notice.

Our service providers — Firebase (authentication), Stripe (payments), Formspree (form submissions), and Cloudflare (security and performance) — may also set functional or security cookies as part of delivering those services. These are governed by each provider's own privacy policy.

We do not use advertising cookies or third-party analytics tracking, and we do not sell your personal information. You can clear cookies and browser storage at any time through your browser settings, though disabling essential storage may prevent parts of the member platform from functioning. If we add analytics or marketing tools in the future, we will update this policy and provide a cookie consent notice before any such tools are activated.

Children's Privacy

Our programs are intended for adults 18 and older. We do not knowingly collect personal information from anyone under the age of 18. If you believe a minor has submitted information through our platforms, please contact us immediately at info@joinsmac.com.

Terms of Service

By registering for and participating in any Accountability Challenge Co. program (SMAC, WAC, AAC), you agree to the following terms:

• Eligibility — You must be 18 years of age or older to participate.
• Payment — Program fees are non-refundable once the round has begun. All payments are processed securely through Stripe.
• Participation — You are responsible for submitting your posts according to the program schedule. Missing submission windows may result in removal from the group accountability space, but does not affect platform access.
• Conduct — You agree to engage respectfully with other members in all community spaces. Harassment, spam, or abusive behavior will result in removal from the program without refund.
• AI Features — AI-generated content (captions, hooks, action plans) is provided as a starting point. You are responsible for reviewing, editing, and ensuring all content you publish is accurate and appropriate for your audience.
• SMS Opt-In — By opting into SMS reminders, you consent to receive automated text messages from Accountability Challenge Co. You may opt out at any time by replying STOP.
• Prizes — Prize eligibility requirements are announced at the start of each round. Accountability Challenge Co. reserves the right to modify prize structures with reasonable notice to participants.
• Intellectual Property — Content you post to our platform remains yours. By posting, you grant Accountability Challenge Co. a limited license to display your content within the platform for community purposes.
• Limitation of Liability — Accountability Challenge Co. is not responsible for results, growth outcomes, or business performance arising from program participation. The program provides structure and accountability tools; results depend entirely on your effort and execution.
• Modifications — We reserve the right to update these terms at any time. Continued participation after updates constitutes acceptance of the revised terms.

Changes to This Policy

We may update this Privacy Policy & Terms as our programs grow or as legal requirements change. When we do, we will update the effective date at the top of this page. Continued participation in any Accountability Challenge Co. program after updates constitutes acceptance of the revised policy.

For questions, contact info@joinsmac.com.